The Bank of Georgia has once again strengthened its position as a global digital-banking pioneer. At the 26th Annual Global Finance Awards, the bank was named World’s Best Digital Bank 2025 — marking the second consecutive year that Georgia’s leading financial institution receives this prestigious distinction.

This international recognition highlights the Bank of Georgia’s continuous investment in innovation, customer-centred digital services, and advanced financial technologies that meet the highest global standards.

Alongside the top award, the Bank of Georgia secured five additional global honours:

• Best Consumer Digital Bank in the World
• Best Consumer Digital Bank in Central and Eastern Europe
• Best Digital Bank for Business Transformation
• Best Consumer Digital Bank for Online Product Offerings
• Best Consumer Digital Bank for Lending

Competing against major international players such as Bank of America, Citi, Revolut, and others, the Bank of Georgia stood out for its ambitious digital strategy and exceptional execution.

In the first round of the competition, the bank won an impressive 34 categories, reconfirming its leadership in digital excellence on a worldwide scale.

This achievement further strengthens Georgia’s reputation as a fast-growing hub for innovation, smart financial services, and technology-driven economic development.

Personal Note on User Experience

As Honorary Consulate, we regularly receive enthusiastic feedback from residents, entrepreneurs and travellers about the quality of Georgia’s digital banking ecosystem — and our own experience fully confirms this. With the SOLO packages of the Bank of Georgia, customers receive multiple Visa and Mastercard debit cards, including cards that grant airport lounge access, fast-track services, and even an integrated concierge service. These add-on benefits are priced far more competitively than comparable premium banking services in Western Europe, making travel and daily banking exceptionally smooth and convenient.

Account opening can be completed in less than a day, supported by a highly efficient and intelligent KYC process. Direct communication with your banker via WhatsApp adds a level of speed and accessibility rarely found in the EU. The advanced mobile banking app, offering a wide range of smart integrations and services, makes the overall user experience stand out as one of the most seamless in the region.

While Georgia’s inflation rates remain low, banks continue to offer high interest rates on deposits, with annual savings rates frequently reaching double-digit percentages for one-year term deposits — a combination that is increasingly rare in the global financial landscape.

Importantly, the Bank of Georgia is only one example highlighted here. Other leading institutions — including TBC Bank and Liberty Bank — also play a central role in building a highly dynamic, digital-first financial environment. Together, they contribute to Georgia’s reputation as one of the most innovative and customer-oriented banking markets in Europe and its neighbourhood.